Today's savvy shoppers know that not only is Leasing an affordable way to drive the new vehicle they want; A Lease by Friendly Auto Leasing is consumer friendly and offers many options!

• Introduction
• Advantages of Leasing
• Lease vs. Ownership
• Lease Options
• Credit Information

Introduction
At Friendly Auto Leasing we want you to be satisfied with your Lease experience from beginning to end and then all over again. You and your business are important to us!

Leasing is a financing option in which you pay for the portion of the vehicle's value - depreciation -you expect to use over a period of time, plus a rent charge, taxes and fees.

You don't own the vehicle; you drive it for the lease term (determined by you and your dealer) and return it at lease end. You even have the option to purchase the vehicle at lease end.

Mileage Allowance is either 12,000 or 15,000 miles per year. You may arrange to have the mileage limits in your lease match your driving needs. It may be less expensive to increase the mileage limit at the beginning than it is to pay for extra miles at the end of the lease. You, the lessee, decide. See the Mileage Options section for further details.

Maintenance is the responsibility of the lessee. Refer to the owner's manual for the recommended maintenance schedule.

Wondering about early termination responsibility?
You can terminate your lease early, however, you may have an additional financial obligation. Details of early termination are in your lease agreement.

Can my lease vehicle be transferred to someone else?
In some cases you can transfer your lease to another person. Contact us to discuss possible arrangements.

Advantages of Leasing
Leasing is a great idea if you want...

• A low monthly payment - Because you are paying for the value of the vehicle you expect to use during your lease, plus a rent charge, taxes and fees, rather than the total value of the vehicle, leasing payments are typically lower than traditional financing payments.
   

• More vehicle for your money - Leasing makes driving a more expensive vehicle more affordable.
   

• To drive a new vehicle more often - Leasing typically has a shorter term than if you purchase for a similar monthly payment, allowing you to drive a new vehicle more often.
   

• To drive a vehicle during its most trouble-free years - Most lease terms fall within the manufacturer's warranty. However, you are responsible for maintenance.
   

• To avoid trade-in obligations - you can lease another vehicle (provided you qualify), buy the vehicle, or return it at the end of the lease term and walk away (provided you have met all the obligations of your lease).
   

• Assurance - Gap Protection provides assurance in the event of a total loss of the vehicle.
   

• Possible tax advantages - If you use your vehicle primarily for business, leasing can provide tax deductions. See your tax advisor for details.
   

• Convenience - A Lease by Friendly Auto Lease can be arranged right here at the dealer or over the phone. In fact, qualified customers can be approved in under an hour. That's because Friendly Auto Lease believes you should be out enjoying your new vehicle instead of waiting for it to be leased or financed.

There's no reason to wait!

Lease vs. Ownership
Lease monthly payments can be significantly lower than those of traditional financing.

Why? Because you only pay for the portion of the vehicle you expect to use during the lease term, plus a rent charge, taxes and fees. When your lease term is complete, you simply return the vehicle to Friendly Auto Lease and lease another vehicle, or exercise one of the other lease end options.

Of course, you need to determine if lower monthly payments or vehicle ownership is more important to you.

Lease Options
When leasing a vehicle through Friendly Auto Lease, there are many different options for qualified customers to choose from...Plans

• The Friendly Lease: The Friendly Lease is the standard leasing option available through Friendly Auto Leasing. You have monthly payments to pay for the portion of the vehicle's value - depreciation - you expect to use over a period of time, plus a rent charge, taxes and fees.
   

• Low Mileage Lease: You don't drive 15,000 miles per year? No problem. If you typically drive 12,000 miles per year or less, Friendly Auto Lease also offers a Low Mileage lease. A Low Mileage lease offers an allowance of 12,000 miles per year. As a result of the expected lower usage, your lease payments are lower. It is important to select the mileage allowance that meets your driving needs. If the mileage on the odometer at lease end exceeds the total allowed mileage in your lease agreement, you are charged the excess mileage charge stated in your lease agreement.
   

• Used Vehicle Leasing: In the market for a used vehicle? Why not consider leasing one? Used vehicle leasing offers many of the same advantages as new vehicle leasing. For more information, call (214) 920-4183.

Mileage Options
Mileage Allowance: Friendly Auto Leasing offers generous mileage allowances with The Friendly Auto Lease. Select from the 12,000 miles per year lease (1000 miles per month) or the 15,000 miles per year lease (1250 miles per month). You decide. It is important to select the mileage allowance that best meets your driving needs. If the mileage on the odometer at lease end exceeds the limits of the total allowed mileage in your lease agreement, you are charged the excess mileage charge stated in your lease agreement.

Additional Mileage: Driving habits change during your lease? Regardless of which mileage allowance you choose, if you find that you are driving more miles than originally expected, you may increase your security deposit during the lease term. This will help offset any lease end charges you may incur. Simply call us at (214) 920-4183 to request an authorization form. Security deposits will be used as provided in your lease agreement. Amounts not used at lease end will be refunded.

Credit Information
Your Credit: There's nothing like the freedom of driving a new car and it feels even better when you know you have a low payment. Our Friendly Lease software will find the most competitive lease program for you, based on your good credit history. With great lease rates and the flexibility of terms up to 66 months, you are ensured that you will drive your new vehicle at the best possible payment.

Auto Leasing Regardless of Credit History: If you have credit problems, you can still lease the vehicle you want....and help yourself re-establish your credit while driving your new car! You can still get all the benefits of leasing, even with credit problems. Don't be taken advantage of because of your credit history. Friendly Leasing can even arrange your lease at your home or office and take the hassle out of your next car leasing experience. We have a very high success rate for getting people with poor credit or bankruptcy approved for a lease.